Platinum Card

Save right away with an introductory 0% APR1 on all of your purchases for the first 6 billing cycles after your account is opened. Plus, you'll also get an introductory 0% APR1 on all your balance transfers for the first 12 billing cycles after your account is opened.

After the intro rate expires, keep saving with a variable APR between 9.99% and 17.99% based on the Prime Rate depending on how you meet our credit criteria.

The Platinum Edition® Visa® Card is ideal if you want to:

Save Money

  • Introductory 0% APR1 on purchases for the first 6 billing cycles after your account is opened.

  • Introductory 0% APR1 on balance transfers for the first 12 billing cycles after your account is opened.

Customize Your Card

Choose your favorite photo -- a family gathering, beloved pet, a child's artwork, or a memorable moment -- and have it featured on the front of your credit card with One of a Card®. Or, add a photo of yourself to your card for added security. You can even change your image as often as four times per year. Visit the design card gallery today.

Save Time and Get Added Convenience

  • Access your information from anywhere, with 24-hour online account access.

  • Online Access to view transactions, pay your credit card bill, view up to seven years of prior statements, and more!

Get Added Protection and Security

  • FirstGuard® fraud and identity theft protection.

  • Zero Liability for unauthorized charges.3

  • Purchase Protection2 protects nearly everything you buy with your Platinum® Visa Card against theft, accidental damage, and fire in the first 90 days after purchase.

  • Extended Warranty2 doubles most manufacturers' original U.S. warranties on items you purchase with your Platinum® Visa Card -- for up to 12 additional months.

  • Travel Assistance Services2 will cover you with a comprehensive array of emergency services that will allow you to rapidly receive help while traveling.

  • You and your family will be protected with up to $250,000 in Travel Accident Insurance2 -- at no extra cost to you. Simply charge the entire amount of your travel tickets to your Platinum® Visa Card.

Receive Additional Discounts

  • Receive up to a 25% discount at select car rental agencies.2

Apply now for your Union Bank Platinum Edition® Visa® Card.

Important Information

  • In order to keep these great rates, you must make payments when due, stay within your credit limit, and be sure payments are not dishonored for any reason. Please note that these introductory rates do not apply to cash advances. A balance transfer fee of 5% applies to each balance transfer that you make with this offer (minimum $10). Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law.

Cards are issued by First Bankcard, a division of First National Bank of Omaha.

(1) For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms.
(2) Complete details, including restrictions, limitations, and exclusions, will be available when you become a Cardmember.
(3) Visa's Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit
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