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| Our credit cards offer benefits and features to meet a variety of financial needs. Each card has a low competitive interest rate and convenient online account access. Take a look at what each card has to offer and decide which one is right for YOU! Then apply online today. It's fast, easy and secure. |
All of Our Credit Cards offer: |
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| Now you can add your favorite photo or scanned image to your credit card - baby's first step, family vacation, pets, etc. We even provide creative tools such as colorful, artistic borders to enhance your card's appearance. |  |
| Maximum Rewards® Platinum Edition® Visa® Card | Learn More Apply Now |
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Earn 1.5 points for every $1 in qualifying purchases.† Just imagine - rewards you don’t have to wait for. With accelerated rewards, you will have your choice of great rewards in no time. Redeem points for a variety of rewards, including gift cards, name brand merchandise, hotel stays, travel on any major airline and cash back in the form of a credit to your account. Visit the Maximum Rewards Guide to see a sample of your reward options. |
| Summary of Credit Terms | |
| Platinum Edition® Visa® Card | Learn More Apply Now |
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Save right away with an introductory 0% APR* on all of your purchases for the first 6 billing cycles after the account is opened. Then keep saving with a variable APR between 9.99% and 16.99% based on the Prime Rate depending on how you meet our credit criteria after the intro rate expires. Enjoy an everyday low APR on purchases, valuable Visa® Platinum Edition® benefits and acceptance at over 27 million locations. |
| Summary of Credit Terms | |
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Important Information In order to keep this great rate, you must make payments when due, stay within your credit limit, and be sure payments are not dishonored for any reason. Please note that the introductory rate applies to new accounts only and does not apply to balance transfers and cash advances. Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law. |
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*For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms. |
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†See the Rewards Terms and Conditions in the Summary of Credit Terms for details. |
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‡Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember. |
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††Visa's Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security. |
Cards are issued by First Bankcard, a division of First National Bank of Omaha. |