Platinum Edition® Visa® Card
Online Application


     

Save right away with an introductory 0% APR* on all your purchases and balance transfers for the first 12 billing cycles after your account is opened.

After the intro rates expire, keep saving with a variable APR between 9.99% and 17.99% based on the Prime Rate depending on how you meet our credit criteria.


*Summary of Credit Terms

Features
  • Introductory 0% APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened.
  • No Annual Fee.*
  • Online Access to view transactions, pay the credit card bill, view up to seven years of prior statements and more!
  • Personalize your credit card with your favorite image.
  • FirstGuard® fraud and identity theft protection.
  • Zero Liability for unauthorized charges.††

Benefits & Services
  • Purchase Protection protects nearly everything you purchase with the Platinum Edition® Visa Card against theft, accidental damage and fire in the first 90 days after purchase.


  • Extended Warranty doubles most manufacturers' original U.S. warranties on items you purchase with the Platinum Edition® Visa Card — for up to 12 additional months.


  • Travel Assistance Services will cover you with a comprehensive array of emergency services that will allow you to rapidly receive help while traveling.


  • You and your family will be protected with up to $250,000 in Travel Accident Insurance — at no extra cost to you. Simply charge the entire amount of the travel tickets to the Platinum Edition® Visa Card.


  • Up to a 25% discount at select car rental agencies.



Important Information
  • In order to keep these rates, you must make payments when due, stay within your credit limit and be sure payments are not dishonored for any reason. Introductory rates do not apply to cash advances.


  • Save even more with a low introductory balance transfer fee of 3% for the first 12 billing cycles with this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).


  • We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law. Offer applies to new accounts only. Payments on your account may be applied in the order we select, subject to applicable law.



 
* For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
 
†† Visa's Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
 
Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.
 
Cards are issued by First Bankcard®, a division of First National Bank of Omaha.
 
VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.
 

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