Credit Card
Online Application

Our credit cards offer benefits and features to meet a variety of financial needs. Each card has a low competitive interest rate and convenient online account access. Take a look at what each card has to offer and decide which one is right for YOU! Then apply online today. It's fast, easy and secure.

All of Our Credit Cards offer:
  • LOW interest rates.
  • Online Access to view transactions, pay your credit card bill, view up to seven years of past statements and more!
  • Visa® Platinum benefits - including Visa's Zero Liability Program††, Purchase Protection, Extended Warranty, Emergency Travel Assistance, and FirstGuard® - which offers you free protection against identity theft.
Now you can add your favorite photo or scanned image to your credit card - baby's first step, family vacation, pets, etc. We even provide creative tools such as colorful, artistic borders to enhance your card's appearance.   

Maximum Rewards® Visa® Card   Learn More  Apply Now 

   No Annual Fee.*

Earn 1 point for $1 spent on all purchases. Redeem points for merchandise, gift cards, travel and cash back as a statement credit.

Save with an introductory 0% APR* on all purchases and balance transfers for the first 12 billing cycles after your account is opened.

After the intro rates expire, a variable APR between 15.99% and 22.99% based on the Prime Rate depending on how you meet our credit criteria.
Summary of Credit Terms

Platinum Edition® Visa® Card   Learn More  Apply Now 

   No Annual Fee.*

Save with an introductory 0% APR* on all purchases and balance transfers for the first 12 billing cycles after your account is opened.

After the intro rates expire, a variable APR between 9.99% and 19.99% based on the Prime Rate depending on how you meet our credit criteria.

Low introductory rates help you save money, so you don't have to break the bank just to use your card.
Summary of Credit Terms

Secured Visa® Card   Learn More  Apply Now 

   Variable 17.99% APR* on purchases and balance transfers based on the Prime Rate.

Request your own credit limit by providing a deposit between $300 and $5,000 (in $50 increments) when you apply (subject to credit approval).

Opportunity to move to a Platinum card in as little as 15 months when you maintain a good payment history with us (subject to credit approval).

A Secured Credit Card is a great way to establish or re-build credit history as we report this card's activity to all 3 major credit bureaus (unlike debit or prepaid cards).
Summary of Credit Terms

Important Information
In order to keep these great rates, you must make payments when due, stay within your credit limit, and be sure payments are not dishonored for any reason. Please note that these introductory rates do not apply to cash advances. A balance transfer fee of 5% applies to each balance transfer that you make with this offer (minimum $10). Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons described in the enclosed Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law. Applies to new accounts only.

*For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms.

†See the Rewards Terms and Conditions in the Summary of Credit Terms for details.

‡Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.

††Visa's Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

Cards are issued by First Bankcard, a division of First National Bank of Omaha.


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