Credit Card
Online Application

Our credit cards offer benefits and features to meet a variety of financial needs. Each card has a low competitive interest rate and convenient online account access. Take a look at what each card has to offer and decide which one is right for YOU! Then apply online today. It's fast, easy and secure.

All of Our Credit Cards offer:
  • LOW interest rates.
  • Online Access to view transactions, pay your credit card bill, view up to seven years of past statements and more!
  • Visa® Platinum benefits - including Visa's Zero Liability Program††, Purchase Protection, Extended Warranty, Emergency Travel Assistance, and FirstGuard® - which offers you free protection against identity theft.
Now you can add your favorite photo or scanned image to your credit card - baby's first step, family vacation, pets, etc. We even provide creative tools such as colorful, artistic borders to enhance your card's appearance.   

Maximum Rewards® Visa® Card   Learn More  Apply Now 

   Earn 1 point for every $1 spent on qualifying purchases. Get rewarded for everyday spending! Choose from gift cards, merchandise and more.

Save right away with an introductory 0% APR* on all of your purchases and balance transfers for the first 12 billing cycles after your account is opened.

After the intro rates expire, keep saving with a variable APR between 13.99% and 19.99% based on the Prime Rate depending on how you meet our credit criteria.
Summary of Credit Terms

Platinum Edition® Visa® Card   Learn More  Apply Now 

   Get our card that has a low ongoing rate for everything you buy.

Save right away with an introductory 0% APR* on all of your purchases and balance transfers for the first 12 billing cycles after your account is opened.

After the intro rates expire, keep saving with a variable APR between 9.99% and 17.99% based on the Prime Rate depending on how you meet our credit criteria.
Summary of Credit Terms

Secured Visa® Card   Learn More  Apply Now 

  
  • A Secured Credit Card is a great way to establish or re-build credit history as we report this card's activity to all 3 major credit bureaus (unlike debit or prepaid cards).
  • The Secured Credit Card requires a minimum $300-$5,000 security deposit (depending on the desired credit limit) which is held as collateral for your account. The credit limit is set up equal to that deposit.
  • Need more information before you make a choice? Please see our Secured Credit Card Frequently Asked Questions.
Summary of Credit Terms

Important Information
In order to keep these great rates, you must make payments when due, stay within your credit limit, and be sure payments are not dishonored for any reason. Please note that these introductory rates do not apply to cash advances. A balance transfer fee of 5% applies to each balance transfer that you make with this offer (minimum $10). Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons described in the enclosed Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law. Applies to new accounts only.

*For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms.

†See the Rewards Terms and Conditions in the Summary of Credit Terms for details.

‡Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.

††Visa's Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.

Cards are issued by First Bankcard, a division of First National Bank of Omaha.


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